As a Midwesterner, it is absolutely bonkers to me how common it appears to be for HVAC systems to get installed in attics.
Don't do that. Stop doing that! WTF?
That's bad enough, but then you go and run the ducts up there, too?
Y'all.
If you keep the system and the ducts within the space you're trying to heat and cool, you don't have to account for any losses, now, do ya?
Put the air handler in a utility closet. Run ducts /below/ the ceiling. Enclose with soffiting if you must.
The end.
@kazriko Do you have lower-than 8 foot ceiling or are you imagining some sort of monster duct?
Because you can totally just drop the ceiling by about 10 inches along the perimeter and run an 8X24 rectangular trunk.
@kazriko Even if it only went around the perimeter?
This is purely academic, btw, I'm not saying you should retrofit your home. Mini-splits are generally a better option for that (with some caveats) but I'm just trying to challenge norms, here.
@kazriko You know your home better than I do, definitely.
Again, just trying to push people's minds to somewhere else.
The section in this article that reads "In recent years, energy-saving designs have sought to include ducts and heating systems in the conditioned space." is hilarious to me since, y'know, we figured it out half a century ago. I'm baffled by how revelatory the concept seems to be.
https://www.energy.gov/energysaver/minimizing-energy-losses-ducts